⚡ Energy & Utilities
- BERC (Bangladesh Energy Regulatory Commission)
- The statutory body that regulates gas and power in Bangladesh, publishing retail electricity tariff orders for DESCO, DPDC, NESCO, WZPDCL, and BREB. See the Electricity Bill Calculator.
- Lifeline Tariff (লাইফলাইন রেট)
- A heavily subsidized electricity rate (৳4.63/unit) granted by BERC exclusively to low-income domestic users consuming 50 units or fewer in a billing cycle. See the Electricity Bill Calculator.
- Demand Charge (ডিমান্ড চার্জ)
- A fixed monthly capacity charge applied by power distribution companies per kilowatt (kW) of sanctioned connected load. See the Electricity Bill Calculator.
- Sanctioned Load (অনুমোদিত লোড)
- The maximum electrical power in kilowatts (kW) authorized by the distribution utility for a residential or commercial building meter.
- Electricity Distribution Companies
- Government utility companies distributing power across Bangladesh: DESCO (Dhaka North), DPDC (Dhaka South), NESCO (Rajshahi & Rangpur), WZPDCL (Khulna & Barisal), BREB / Palli Bidyut (Rural BD), and BPDB.
💰 Taxation, Banking & National Savings
- Sanchayapatra (সঞ্চয়পত্র)
- High-yield national savings instruments (Family Savings, Pensioner, 3-Month, 5-Year) managed by the Internal Resources Division (IRD) offering government-guaranteed profit and tax rebates. See the Sanchayapatra Profit Calculator.
- Family Savings Certificate (পরিবার সঞ্চয়পত্র)
- A 5-year savings certificate offering up to 11.52% annual profit with monthly bank disbursements, eligible for adult female citizens, persons with disability, or senior male citizens (65+). See Sanchayapatra Calculator.
- EMI (Equated Monthly Instalment)
- A fixed monthly payment amount made by a borrower to a bank on a specified date each month, calculated using standard reducing-balance amortization formulas for home, auto, or personal loans. Calculate on EMI & Loan Calculator.
- FDR (Fixed Deposit Receipt)
- A lump-sum term deposit locked in a bank for a fixed duration (3 months to 5 years) that earns compound interest. Calculate returns on FDR Calculator.
- DPS (Deposit Pension Scheme)
- A recurring monthly deposit scheme where individuals save a fixed amount each month to build a compounded maturity fund over 3 to 10 years. Calculate on DPS Calculator.
- Investment Tax Rebate (কর রেয়াত)
- A statutory tax deduction under the Sixth Schedule of the Income Tax Act 2023 earned by investing in DPS, government savings certificates, life insurance, and approved securities. Calculate on the Income Tax Calculator.
- TIN (Taxpayer Identification Number)
- A unique 12-digit number issued by NBR required for opening bank accounts, buying savings certificates over ৳2 Lakh, and filing annual tax returns.
- BIN (Business Identification Number)
- A 9-digit registration number issued by NBR to businesses for collecting and remitting Value Added Tax. See VAT Calculator.
- CIB (Credit Information Bureau)
- Bangladesh Bank's centralized database tracking borrower creditworthiness and loan default histories, checked prior to loan disbursement.
- Remittance Incentive & Crawling Peg (২.৫% প্রবাসী প্রণোদনা ও ক্রলিং পেগ)
- The statutory financial incentive granted by the Government of Bangladesh and Bangladesh Bank where expatriate wage earners receive an extra 2.5% cash subsidy on formal inward remittances. Exchange rates operate under a Crawling Peg corridor tied to a benchmark Mid-Rate. Calculate on Currency & Remittance Calculator and check Amount to Words.
🪙 Gold, Jewelry & Weight Standards
- BAJUS (Bangladesh Jewellers Association)
- The apex national trade organization regulating gold and silver bullion pricing, hallmarking standards, and making charges across Bangladesh. See the Gold Price Calculator.
- Vori / Bhori (ভরি / তোলা)
- The traditional benchmark mass unit for precious metals in Bangladesh, legally standardized by BSTI as exactly 11.664 Grams (equivalent to 16 Ana, 96 Roti, or 960 Points). Convert on the Gold Price & Unit Calculator.
- Ana, Roti & Point (আনা, রতি, point)
- Subunits of Vori: 1 Vori = 16 Ana = 96 Roti = 960 Points. 1 Ana is exactly 6 Roti (0.729g) and 1 Roti is 10 Points (0.1215g).
- Karat & Hallmark Purity (২২, ২১, ১৮ ক্যারেট)
- Purity standards certified by BSTI: 22 Karat (91.6% pure, stamped
916), 21 Karat (87.5% pure, stamped 875), and 18 Karat (75% pure, stamped 750). - Making Charge (মজুরি)
- The craftsmanship cost charged per vori by jewelers for designing gold ornaments, mandated by BAJUS starting from a minimum of ৳3,499/vori.
- Mon, Ser & Chatak (মণ, সের ও ছটাক)
- The traditional weight system of Bengal: 1 Mon = 40 Ser = 640 Chatak. Officially standardized by BSTI as 1 Metric Mon = 40 kg for government food procurement, while the historic Paka Mon equals 37.324 kg. Convert on our Weight Converter.
- CFT / Cubic Feet (ঘনফুট বা সিএফটি)
- The primary volumetric unit for construction materials across Bangladesh: Length (ft) × Width (ft) × Height (ft) = CFT. Standardized under PWD schedules for sand, stone aggregate, truckloads, and timber. Calculate on our CFT Calculator.
🏡 Land, Property & Cadastral Surveys
- Shotok / Decimal (শতাংশ / শতক / ডেসিমেল)
- The primary official land measurement unit across Bangladesh. 1 Shotok is equal to 435.6 square feet (40.47 square meters) or 1/100th of an Acre. Convert on Land Measurement Calculator.
- Katha & Bigha (কাঠা ও বিঘা)
- Traditional regional units: 1 Katha is standardly 1.65 Shotok (720 sq ft) in government statutory records, and 20 Katha equals 1 Bigha (33 Shotok or 14,400 sq ft). Convert on Land Calculator.
- Khatian / Porcha (খতিয়ান / পরচা)
- The official Record of Rights (ROR) documenting plot ownership, tenant identity, and land boundaries prepared during land surveys. Major survey records include CS (1888–1940), SA (1956–1963), RS (1966–1990), and modern digital BS/City Jorip.
- Namjari / Mutation (নামজারি / খারিজ)
- The statutory legal process of recording a new owner's name in government revenue records after purchasing, inheriting, or receiving land, administered by the local Assistant Commissioner (Land) office.
- Mouza (মৌজা & জে.এল. নম্বর)
- The basic cadastral revenue survey boundary unit in Bangladesh, designated with a distinct Jurisdiction List (JL) number on official cadastral maps.
🌙 Islamic Jurisprudence & Finance
- Nisab (নিসাব)
- The minimum threshold of net qualifying wealth (87.48 grams / 7.5 Vori of gold, or 612.36 grams / 52.5 Tola of silver) that makes 2.5% annual Zakat obligatory. Calculate on Zakat Calculator.
- Hawl (হাওল - এক চান্দ্রবছর)
- The completion of one full uninterrupted lunar year (approx. 354 days) over which zakatable wealth remains continuously at or above the Nisab threshold before Zakat payment is due.
- Zakat al-Fitr / Fitrana (ফিতরা)
- The obligatory per-person charity paid before the Eid-ul-Fitr prayer on behalf of every household member, determined annually by Islamic Foundation Bangladesh based on staple commodities.
- Hijri Calendar (হিজরি বর্ষপঞ্জি)
- The Islamic lunar calendar consisting of 12 astronomical lunar months (such as Muharram, Ramadan, Shawwal, Dhul-Hijjah). Convert dates on Hijri Converter.
- Mudaraba (মুদারাবা চুক্তি)
- The Shariah-compliant partnership framework where the client provides capital (Rab-al-Mal) and the Islamic bank acts as manager (Mudarib) to share actual business profits under pre-agreed ratios.
🎓 Academic Grading & Higher Education
- UGC (University Grants Commission)
- The statutory regulatory commission supervising all public and private universities in Bangladesh, responsible for the unified 4.00 CGPA grading policy. See University CGPA Calculator.
- CGPA (Cumulative Grade Point Average)
- The credit-weighted cumulative score representing overall academic standing throughout a multi-semester university degree program on a 4.00 scale. Calculate on University CGPA Calculator.
- SGPA (Semester Grade Point Average)
- The grade point average computed for courses completed in a single individual semester or term.
- First Class (Honors Standing)
- Under UGC regulations, achieving a cumulative CGPA of 3.00 or higher out of 4.00 qualifies as First Class / First Division equivalent.
- GPA (SSC & HSC 5.00 Scale)
- The public secondary school and higher secondary grading system in Bangladesh where optional 4th subject grade points above 2.00 add bonus marks. See GPA Calculator.
🛂 Civil Identity, Passports & Health
- DIP (Department of Immigration & Passports)
- The statutory government directorate responsible for issuing Bangladesh biometric E-Passports and Machine Readable Passports (MRP). See the E-Passport Fee Calculator.
- A-Challan (Automated Challan)
- The automated government revenue payment gateway system used to deposit passport fees, tax liabilities, and civil registration fees directly into the government treasury.
- NID & Smart Card (জাতীয় পরিচয়পত্র)
- The primary biometric identification card issued by the Bangladesh Election Commission. See fee schedule on Passport & NID Fee Calculator.
- BMI (Body Mass Index - বিএমআই)
- A screening measure of body fat based on height and weight: weight (kg) ÷ height (m)². Uses WHO Asian cut-offs (Overweight ≥ 23.0, Obese ≥ 27.5). Calculate on BMI Calculator.
- Government Job Age Limit (সরকারি চাকরির বয়সসীমা)
- The statutory age eligibility window (typically 30 years for general candidates, 32 years for quota candidates and revised civil service rules) calculated against circular cut-off dates. Calculate exact years, months, and days on Age Calculator and prepare 300×300 circular photos on Teletalk Photo Resizer.
🚗 Transport & Vehicle Services (BRTA)
- BRTA (Bangladesh Road Transport Authority)
- The statutory government transport regulatory authority under the Ministry of Road Transport and Bridges responsible for motor vehicle registration, issuance of fitness certificates, route permits, and driving licenses across Bangladesh. See the BRTA Fee Calculator.
- Motorcycle Registration Fee (বাইক রেজিস্ট্রেশন ফি)
- The mandatory government fee required to legally register a new motorcycle in Bangladesh under Road Transport Rules 2022, consisting of base registration, inspection, digital smart card, retro-reflective RFID number plate, road safety trustee fund, and road tax for 2 or 10 years. Calculate on the BRTA Fee Calculator.
- Driving License (ড্রাইভিং লাইসেন্স)
- The legal permit granted by BRTA authorizing an individual to operate motor vehicles. Issued in two primary classes: Non-Professional (১০-year validity) and Professional (৫-year validity with dope test). Managed online via the BRTA Service Portal (BSP). Calculate fees on BRTA Fee Calculator.
- Tax Token (ট্যাক্স টোকেন)
- The official certificate proving payment of statutory road tax for a motor vehicle. Motorcycles receive a 2-year or 10-year token at registration; private cars and commercial vehicles renew annually. Late renewals incur statutory delay fines under BRTA rules.
- Fitness Certificate (ফিটনেস সনদ)
- An annual certificate issued by a BRTA motor vehicle inspector certifying that a transport vehicle (such as a bus, truck, microbus, or passenger car) complies with statutory mechanical safety and emissions standards.
- AIT on Motor Vehicles (মোটরযান অগ্রিম আয়কর)
- Advance Income Tax levied under Section 153 of the Income Tax Act 2023 on private motor car owners during fitness or tax token renewal, scaled by engine displacement (from ৳25,000 up to ৳2,00,000). A 50% environmental surcharge applies to multiple cars under the same TIN. See BRTA Fee Calculator and Income Tax Calculator.
- Retro-Reflective Plate & RFID Tag (ডিজিটাল নম্বর প্লেট)
- High-security standardized embossed vehicle license plates fitted with passive RFID tracking tags and matching digital smart registration cards (DRC) to prevent vehicle theft and cloning.
- Ownership Transfer (মালিকানা পরিবর্তন)
- The legal process of re-registering a vehicle under a new owner's name using statutory Form "TO" (buyer) and Form "TTO" (seller), along with a registered sales deed on a ৳300 non-judicial stamp and biometric verification at the BRTA circle office. Calculate fees on BRTA Fee Calculator.
- Dope Test (ডোপ টেস্ট)
- A mandatory medical drug screening test gazetted by the government for all professional driving license applicants and renewals, charged at a fixed government fee of ৳900 at designated government hospitals and Civil Surgeon offices.
- EV Kilowatt Rating (ইভি কিলোওয়াট রেটিং)
- The power capacity rating used by BRTA and NBR to assess registration and Advance Income Tax (AIT) on electric vehicles: e-bikes up to 5 kW receive low-displacement motorcycle rates, while electric cars are categorized by kW tiers (e.g. ≤75 kW corresponds to ≤1,500 cc).
⌨️ Bangla Computing & Digital Utilities
- Bijoy / SutonnyMJ
- The legacy ANSI keyboard layout and font encoding widely used in print publishing. Convert text on the Bijoy ↔ Unicode Converter.
- Unicode Bangla
- The modern international encoding standard supported natively across all smartphones, browsers, and operating systems.
- Phonetic Bangla Typing
- Typing Bangla using standard English keyboard phonetics (e.g. "bangladesh" → "বাংলাদেশ"). Use our browser-based Phonetic Typing Tool.
- QR Code (Quick Response Code)
- A 2D matrix barcode readable by digital cameras to instantly open URLs, connect to WiFi networks, or share contact cards without typing. Generate on QR Code Generator.
- Amount in Words (সংখ্যা থেকে কথায়)
- The formal conversion of numerical BDT currency amounts into standard Bengali and English words for cheques, bank challans, and invoices. Convert on Amount to Words Tool.
- Teletalk Photo & Signature Standard (টেলিটক ছবি ও স্বাক্ষর)
- The photographic standard mandated across Bangladesh civil service and government job circulars requiring applicant photos to be exactly 300×300 px (<100 KB) and signatures 300×80 px (<60 KB). Crop and resize 100% client-side with zero server upload on our Teletalk Photo Resizer.
- Bangla San & Academy Calendar (বাংলা সন ও পঞ্জিকা)
- The official Bangladeshi solar calendar revised by Bangla Academy in 2019 where the first 6 months (Boishakh to Ashwin) have 31 days and the remaining 6 months (Kartik to Chaitra) have 30 days (Falgun 31 days in leap years). Convert any English date instantly on our Bangla Calendar.
- Cabinet Division Public Holidays (সরকারি ছুটি ও নির্বাহী আদেশ)
- The annual schedule of statutory public holidays approved by the Cabinet Division / Advisory Council of Bangladesh, categorizing General Holidays (সাধারণ ছুটি), Executive Order Holidays (নির্বাহী আদেশে ছুটি), and Optional Holidays (ঐচ্ছিক ছুটি). View the full interactive gazette on our Public Holidays List.
- Mbps vs MB/s & Broadband Standard (ইন্টারনেট গতি ও ব্যান্ডউইথ)
- Megabits per second (Mbps) measures transmission bandwidth, while MegaBytes per second (MB/s) measures actual file download speed: 1 Byte = 8 Bits (Mbps ÷ 8 = MB/s). BTRC mandates a minimum speed of 20 Mbps for fixed broadband in Bangladesh. Calculate on our Internet Speed & Data Converter.